Calvary Revival Church Chesapeake
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Financial Peace University

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What is FPU?
Financial Peace University (FPU) is Dave Ramsey's life-changing program that teaches you to achieve your financial goals by eliminating debt, saving for the future, and giving like never before.  More than 1 million families have attended FPU with amazing results.  You will be challenged and motivated to make a plan for your money and change your family tree forever!. 

Our Mission
To effectively provide the tools needed to have the focused intensity to change attitudes in families and singles to overcome the world’s system of consumerism and transformed into “Debt Free” financial stewards of what God has given.

Click To Find Out Why CRCC Does Not Borrow Money

Class Being Held at CRCC
JAN 10 - APR 04, 2010 @ 3:00 PM

Getting out of debt will not happen overnight; it takes time. Since you have time now, let’s make good use of it.
To achieve this baby step, you will need to make some firm decisions and stick to them. Everyone in your household must be onboard with this plan.

Baby Step 1 -- $1,000 In An Emergency Fund ($500 if you make less than $20,000) 

NOT AN EMERGENCY:
• Eating out because you forgot to cook or don’t want leftovers
• Your family member or friend wants to go to the movies, shopping, or to eat
• You have plenty of clothes but there is a sale on something that looks nice
• The latest phone, game, electronic device, etc.

AN EMERGENCY:
• AC goes out at home
• Vehicle breaks down
• Major appliance breaks down
• Illness

Things you can do:
1) Stop using credit cards
2) Place extra money received into the saving account
3) Take a second job
4) Stop eating out, Go grocery shopping and cook
5) If you have expensive vehicles or toys you can’t afford SELL THEM
6) Cut back on extra nice-to-have items (cable, direct tv, movies, extras on phones)
7) Carpool
8) Walk to places that are in walking distance
9) Get medical insurance, a will, and life insurance

 

Helpful Links:
Get your credit report from all 3 agencies once a year for free
7 Baby Steps to Financial Freedom
Information on Debt
Information on Credit Card Debt
Where is the Church headed?

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