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 :: Book Of the Month
Family Driven Faith-Doing What It Takes to Raise Sons and Daughters Who Walk with God (Jan)
By: Voddie T. Baucham Jr.

Email address: fpu@crcchesapeake.org

Vision

Reaching, Teaching, and Releasing Hurting People Through the Power of Jesus Christ!

Mission

To effectively provide the tools needed to have the focused intensity to change
attitudes in families and singles to overcome the world’s system of consumerism
and transformed into “Debt Free” financial stewards of what God has given.


To achieve this baby step, you will need to make some firm decisions and stick to them. Everyone in your household must be onboard with this plan.

Baby Step 1 -- $1,000 In An Emergency Fund ($500 if you make less than $20,000)

NOT AN EMERGENCY:
• Eating out because you forgot to cook or don’t want leftovers
• Your family member or friend wants to go to the movies, shopping, or to eat
• You have plenty of clothes but there is a sale on something that looks nice
• The latest phone, game, electronic device, etc.

AN EMERGENCY:
• AC goes out at home
• Vehicle breaks down
• Major appliance breaks down
• Illness

Things you can do:
1) Stop using credit cards
2) Place extra money received into the saving account
3) Take a second job
4) Stop eating out, Go grocery shopping and cook
5) If you have expensive vehicles or toys you can’t afford SELL THEM
6) Cut back on extra nice-to-have items (cable, direct tv, movies, extras on phones)
7) Carpool
8) Walk to places that are in walking distance
9) Get medical insurance, a will, and life insurance

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